30-Day Spending Tracker
Track every dollar for 30 days and find out where your money actually goes.
From Chapter 2 of The 3-Bucket System
Free printable PDF. 9 pages. No app needed, works for any income level.
Download FreePrint it, track your spending, and see the truth.
$4 at the gas station Monday. $6 for tuna and grits Tuesday. $40 at the Fish Fry Thursday. By Sunday you are asking where the money went. Cash leaves no trail, so the leaks stay invisible.
This tracker gives the money a trail. Thirty days, one page a week, every dollar written down. By the end you stop guessing and start seeing exactly where it goes. That is the whole point of Chapter 2.
What's inside
9-page printable PDF. One page per week, plus summaries and reflection.
- Daily spending logs. Tables for all four weeks, so every dollar gets its own line.
- "The Big 6" categories. The Bahamian expense groups your money actually falls into.
- Weekly and monthly summaries. Totals that show the pattern, not just the receipts.
- Cash vs. card breakdown. See how much of the leak is the cash you never notice.
- Estimate vs. actual table. Compare what you thought you spent with what you really did.
- 6 reflection questions. Prompts that turn the numbers into your money leaks, named.
The Chapter 2 worksheet, free to download and print.
Get the Worksheet
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- 9-page PDF
- Printable
- Instant download
- Any income level
From the book
The 3-Bucket System · $19.99 →This tracker is Chapter 2. The full book has the whole system, built for Bahamians.