How to Stop Living Paycheck to Paycheck in The Bahamas
Financial guidance written by a Bahamian, for Bahamians. No Roth IRAs. No American advice that doesn't apply here. Just a practical system that actually works in The Bahamas.
Buy Now - $19.99Earning $20K-$60K annually and wondering where all your money goes every month
Tired of being broke by Sunday night and stressed about unexpected expenses
Fed up with American finance books telling you to "invest in a Roth IRA" when that doesn't exist here
Bank savings account for immediate emergencies. Keep 1-2 months of expenses here so you're never scrambling when life happens.
Credit union account for 2-3 year goals. Car deposit, house down payment, debt payoff - money that's accessible but earning better interest.
Investment account (CFAL, RoyalFidelity, Leno) for retirement and building real wealth. This is where your money works FOR you.
The real math behind NIB - why it won't be enough and what you're actually looking at in retirement.
How to track your spending in a cash-heavy economy using WhatsApp, your phone, a notebook, or the 3 Bucket Budget app. See where your money actually goes.
The complete 3-Bucket System with step-by-step instructions for opening accounts at local institutions and setting up automatic transfers.
Common questions answered ("What if I'm in debt?", "What if I have nothing left over?") plus a printable cheat sheet for the system.
One-time purchase. Instant PDF download. Yours forever.
The 3 Bucket Budget app automatically categorizes your bank statements so you can see exactly where your money goes. Upload a statement, get instant insights. Works with Bahamian banks.
Try the Budget App